Consider the following for a second: If you need to find holiday accommodation, where do you start your search? Generally on the internet, right? If you need a contact number of somebody who can do some landscaping design in your back garden, where will you look for such a person? Once more, the internet will be a great place to start! Then why, if we can find anything from flight tickets to plumbers and furniture stores online, can’t we obtain our car insurance online?
For starters, if you are of the opinion that it is impossible to get car insurance online, you must be living under a rock! Or perhaps a far off-galaxy without internet, in which particular case I will need to apologize for my statement.
We are living in the digital era – where letters and faxes have been replaced by e-mail, where waiting in lines at the bank have been replaced by online banking, and where we can even steer clear of going to shopping malls by making our purchases on the net.
Do you remember when the world wide web was just introduced a bit more than 10 years ago? When we were still using dial-up modems at the “ridiculously fast” connection speed of 48 kbps per second? And where the connection dropped at the most annoying times and we had to battle to get back online? Even that is now something of the past and many people have access to high-speed ADSL lines or wireless connections.
Getting back to the subject of insurance though – there are so many resources available online that you can even decide how you would like to obtain your insurance quotes and other information. You can decide on which insurance provider you want to use, log onto their site and contact them directly. Or you can visit one of the numerous insurance portals available. These insurance portals are absolutely brilliant as you only need to complete your details once and you will be provided with up to 5 quotes from various insurance carriers!
Before you log onto the web and start your search for car insurance online, just be sure you have all the required info available. Remember that your car insurance premium would be influenced by a number of factors. This includes how old you are, the type of car you drive, the value of your car, the purpose you mainly use your car for, your preceding claim record etc. Make sure that you have all these info readily available so that there won’t be any waiting times as a result of half completed applications.
Remember that the insurance industry is a very competitive industry. Don’t simply accept the first policy or premium that you’re offered. One must always compare a minimum of between 3 and 5 quotes, even more if possible! Don’t hesitate to compare the prices, but also remember that price is not everything! It is essential to understand how one policy is different from the next and which policy will be the best for your specific requirements (and wallet!)
Finding car insurance online is really not a struggle – don’t delay, get it done today!