Car Insurance Log

Although the automobile export growth slowing, but the ancillary auto parts business has remained strong. According to statistics, this year, auto parts and accessories manufacturing export delivery value year on year data showed a gradual upward trend over the previous year, the situation looks much better than the vehicle situation.

The industry expert believes that after the financial crisis, the global vehicle companies purchase turn to low-cost areas shift, from the auto parts export data reflected the increase trend is just so so. The future, this trend will become more apparent.

Automobile Association data show that in 2010 the first half of merchandise exports ended the last year auto downturn trend, showing recovery increase, and it exported 23.445 billion U.S. dollars, year-on-year up 50.24 percent. From the seven major types of car situation to see, auto parts export growth rate was significantly higher than vehicle, exported 18.269 billion U.S. dollars, up 54.52 percent, which higher than the export growth rate of 21.48 percent. Of which engine export 467 million U.S. dollars, year-on-year up 73.78 percent; auto parts, accessories’ amount of export volume reached 9.967 billion U.S. dollars exports, year-on-year up 56.03 percent; automobile, motorcycle tires export value was 4.126 billion U.S. dollars, year-on-year up 37.98 percent; other auto-related products export value of 3.709 billion U.S. dollars, up 70.47 percent. Import auto parts in the first half showed the same growth, total imports of 12.724 billion U.S. dollars, year-on-year up 90.65 percent.

National Securities analyst pointed out that the profitability of auto parts section has been restored to the highest level in history in 2007, and a slightly increase in scale is gradually revealed. He expects the overall section revenue in 2010 will reach more than 26%, while profit growth will exceed 50%, the average sales gross margin will reach 23%.

Guangzhou Customs statistics released show that the first half of 2010, Guangdong exported auto parts one billion U.S. dollars, year-on-year up 4 percent. Nearly 50 percent auto parts exports to the United States, Japan and the European Union, and to India and Brazil emerging markets exports doubled. At the same time, the quality of China’s auto parts recognized by auto giant Volkswagen.

Auto sales after the early high growth, began to enter normal growth path, after nearly six months ultra-expected growth, the growth is resumed to steady way. The reaction of auto parts to lag behind the automobile, but the global auto parts procurement system brings China’s opportunity greater than the threat; the demand for auto parts in China is still very wide. In fact, the global vehicle enterprises purchases shift to low-cost regions become a trend, which will be more obviously in future market.

Not many people know how to deal with a major accident once it happens and replacing and repairing a windshield can leave most people frazzled. What should you know when you begin to look for windshields replacement? If you need auto glass treatment and do not know where to look, there are several steps you can take to finding the best glass company for your needs.

Your insurance policy may have certain stipulations about a replacement. Nearly any insurance will require that the glass must be repaired by an accredited service that has met the auto glass replacement safety standard guidelines. This is the only auto glass replacement standards for North American companies and any glass companies that do not have the standard will not provide the best service, even if they have a lower cost on parts and service.

When you buy windshields replacement, you need to ask whether or not the new part has the ability to protect you. The windshield needs to be the brace for the airbag on the passenger side as well as keep the roof from collapsing if the car rolls over. Auto glass that is not installed by a certified technician runs the risk of compromising your safety in a serious accident.

Many auto owners ask themselves when it is truly necessary to purchase a brand-new windshield or when simple repair is capable of removing any damage. A single rock kicked up by a truck can create a small crack the size of a quarter that can ruin some visibility, but has much greater risks over the long run. A minor crack grows into a larger crack if additional strain or weather damage (especially water that melts and freezes), but repairing a small crack will only cost a small amount in comparison to a full replacement. It will likely take less than an hour.

When the crack is larger than the size of a palm, however, repair might not be enough to keep damage from spreading and full replacement may be necessary. Check around for companies that will work on your schedule and ask whether or not your insurance policy may be able to provide for most or all of the repair. Sometimes, the damage is minor enough that the cost of repair may completely be covered by your insurance’s deductible, so that it ends up costing you nothing. In other cases, a direct bill to the insurance provider may be needed.

The saying that you should look before you leap is a fact that is also applicable in securing auto insurance policy for your car. It is necessary that you painstaking consider how much you want to commit to it before you purchase the policy. In addition to this is to really consider the benefits that you want to get from the policy and the coverage that your car require. If you fail to do this initial plan you may have difficult time paying the periodical premium.

In a situation whereby you have financial constraint, monthly payment may be your best choice. This could be paid with your credit card or your bank account.

In case you are a lower income earner. The wise thing to do is to calculate all your monthly bills that you cannot but pay. These are bills like electricity bills, water bills and others. Just include your auto insurance payment. In this way you can conveniently settle your policy payment with little or no stress.

As a statement of fact when you want to pay the total cost of the coverage at once you monthly income may not be able o handle. This is because auto insurance policy is sometimes expensive. So the major reason for preferring monthly payment is to meet up with monthly budget. So the decision is yours depending on the size of your monthly income.

On the other hand the monthly payment cumulatively is more expensive that you pay the lump sum. The scenario is just like when you pay for an item on retail basis or you purchase it on wholesale basis. The wholesale price is always cheaper. But when you consider your income level it is possible that the monthly payment will support your cash flow

It is in your best interest having known that you may prefer monthly payment to ask for how much is their monthly rates. This will help you to really know how much you are adding to your monthly budget. It is a very good idea to ensure that you dont conclude on the first insurance firm as a place to pick your car insurance policy. You can go ahead to compare them.

It is not enough for you to have a car insurance. There area things that are necessary for you to be aware of and one of them is knowing the coverage you can get with the benefits you can obtain from it. Always be aware that as a car owner the requirement of the law is to have coverage that will cover you, your and passengers if any in case of any misshapen or accident.

The number of auto insurance companies is unlimited and their rate varies depending on the coverage you would want to have and the benefits you enjoy. Internet had also made issue of comparing insurance quotes very easy. So it is left for you to take pain to do through work to ensure that you get minimum rate for better coverage and benefits.